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INGOCARE – health insurance designed for your family members and you that allows receiving medical care in the leading medical centres of Armenia and Artsakh without prior notice to Ingo.

The preventive medical exams of the package will alarm you of any health problems as soon as possible. Afterwards, you will be able to receive an indemnity for diagnosed problems and further receive treatment within the coverage (inpatient or outpatient care).

Trust your most important asset, your health – to the absolute market leader.


  1. Best quality-price ratio
  2. Treatment options without prior notification to the insurer
  3. Preventive examinations, including dentistry
  4. Unlimited outpatient services, including drug reimbursements
  5. Options of in-hospital (inpatient) care
  6. The most comprehensive individual health insurance package of the market


  1. Absolute market leader in health insurance for more than 20 years,
  2. 24/7 call centre with highly qualified expert-doctors
  3. Simplified process of claim filing:
    • Submission of application documents via e-mail or VIBER app, without the need to submit original documents in future
    • No need for prior notification about the accident, or a claim application
  4. Web platforms for the insured people to instantly get answers to their inquiries
  5. The opportunity of contacting medical centre, especially Vardanants Center for Innovative Medicine, directly,
  6. No need for on-spot cash payments in partnering medical centres (more than 300 in Yerevan and across all regions of Armenia),
  7. Annually more than 15,000 pleased clients (according to our surveys).

Voluntary Health Insurance Rules (Only in Armenian)

Medical insurance rates


The insurance amount under the insurance contract is AMD 10,000,000, which means that the following medical services are available within that amount:

  • Hospital (inpatient) medical care and services,
  • Special and difficult diagnostic examinations on an outpatient basis
  • Outpatient primary care and maintenance of injuries (fractures, dislocations, soft tissue injuries, furrows, etc.),
  • Annual preventive medical examination.

In order to use the mentioned services, including the annual preventive medical examination, you can apply to any healthcare organization included in the list approved by the Ministry of Health of RA decision No. 2621-A of 01/09/2017.

To fully use the services provided by the insurance contract, please refer to the following materials:

If you are insured by the insurance company “INGO ARMENIA”, for more information, as well as to provide information about the insurance incident, you can call 24 hours a day at 010 59 21 21 number. Our operators and medical experts will be happy to answer all your questions.

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