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“Agent is the face of the Company” – this is the principle by which “INGO ARMENIA” insurance Company is guided in the every-day work with insurance agents.

The agent is a highly qualified person, who controls his activity himself, works by a flexible schedule and may receive high fees.

During the activity the Agent implements the following functions:

Insurance consultation –
In everyday work the agent provides explanatory and consultation works with potential clients, by presenting the advantages of insurance, compensation cases and other conditions. The Agent helps people and legal entities in choosing insurance coverage that will maximally correspond to their wishes.

Purchase of insurance policy– The Agent works on behalf of the Company and his main function is an intermediary activity for conclusion of insurance agreements. The Agent not only performs sales of Policies, but also serves them during the whole period of insurance agreement validity.

People, who have concluded agent agreements with “INGO ARMENIA” insurance Company have an opportunity to participate in free trainings, during which the Agents will receive the necessary knowledge for the execution of agent’s activities.


For execution of agent’s activities, it is necessary to register in the agents’ registry of the Central Bank of RA.

For such registration it is necessary to conclude agency agreement with the Company and together with other demanded documents present the copy of the Agreement to the Central Bank of Armenia in accordance with the legislation of RA.

For detailed acquaintance with the conditions of agreement and necessary documents You may visit the Agency Network Department of the head office of “INGO ARMENIA” Questions concerning registration matters You may also send by the e-mail:


Law of the Republic of Armenia on Insurance and insurance activities

Civil Code of the Republic of Armenia – Chapter 54 INSURANCE

Law of RA on Compulsory insurance of motor third party liability

Law on Bankruptcy of banks, credit organizations, investment companies, investment fund managers and insurance companies

Licensing of Insurance Activities and Insurance Intermediary Activities; Obtaining the Preliminary Consent to Qualifying Holding in Statutory Capital of Insurance Company; Insurance Company’s Business Plan Submission, Procedure and Date; Testing of Qualification of Candidates for Officials and Responsible Persons of Insurance Company and Insurance Intermediary; Themes of Qualification Test for Officials of Insurance Company and Responsible Persons of Insurance Intermediary

On Limits of Main Prudential Standards of Insurance Activity, Procedure of Formation and Calculation, Criteria for Qualifying Re-insurers as not Prohibited

On Types of Technical Reserves and the Rules of Establishment Thereof


Outsourcing Operations under Insurance Operations Outsourcing Agreement, Documents and Information to be Submitted to the Central Bank of Armenia to Obtain Prior Authorization to Outsource Insurance Operations, their Content, Filing Procedures and Forms. Rules and Conditions for Obtaining Prior Authorization to Outsource Insurance Operations

On Methodology for Computing the Composite Ratings of Activity Indicators (CARAMELS) of Insurance Companies Operating Within the Territory of The Republic of Armenia

On Order of Classification of Assets of Insurance Companies and Formation and Use of Reserves of Possible Losses

On Minimum Requirements Presented to Internal Audit Activities, Internal Control System of Insurance Companies

On Criteria Presented to the Person Conducting Audit of Financial-Economic Activities of Insurance Companies



On “Documents and Information Required for Granting Prior Consent of Self-Liquidation of Insurance Company, for Permission for Self-Liquidation, Liquidation Commission (Liquidator) Report Forms, Procedure, Frequency and Terms for Submission, List of Information Published by the Liquidation Commission (Liquidator), Procedure and Form of Publishing”

The activity of the Company is regulated also by Regulations 3/04, 3/12 and the law of RA “On compulsory insurance of motor third party liability”. The information on the above mentioned legal documents You may find in the Armenian version of the page. The documents will be placed on this page as soon as their English versions are available.

For more information about CMTPL regulation You can visit the website of LEA “Armenia Motor Insurers’ Bureau”.

Attention. “INGO ARMENIA” ICJSC is not liable for the content of web pages to which links are made in present page. The Company is also not liable for advertisements, reliability of information as well as for possible consequences of using the information of such web sites.





In the current economic situation the profession of insurance agent is one of the most demanded and prospective professions. It gives the opportunity to control Your own working schedule and income, develop Your own strategic programs which will maximally correspond to Your wishes and demands. In case of correct and competent organization of work, the job of an Agent turns into a business, where the agent engages other agents and organizes a group, which may make the wishes and plans that earlier seemed impossible come true. In this case new opportunities to accomplish all ideas are opened for You, because You are supported by a powerful partner – an Insurance Company. 

Almost in all developed countries in the world at least one type of obligatory insurance exists. In 2010 Armenia is also going to enter the list of such countries by accepting the law “About motor civil liability obligatory insurance”, which will create ideal economic conditions for insurance agents, giving the opportunity to register significant results in shortest terms, especially if the agent represents an influential insurance Company.

Having the largest agency network in Armenia and being the most experienced in this sphere, “INGO ARMENIA” welcomes individuals and companies, which wish to cooperate.

Cooperating with “INGO ARMENIA” Your will receive:

  • Training and specialization

“INGO ARMENIA” periodically organizes free trainings for its agents during which the agents of the Company study the theory of insurance, history of insurance, get acquainted with the offers of the Company and get necessary information, which will contribute to fixation of great figures in every-day work.

  • Stability and mutual trust

During more than 12 years of activity “INGO ARMENIA” has indicated only positive figures and has become the leading Company in the Armenian insurance market, which will by no means tell on the agents of the Company, in respect to sense of confidence in every-day work.

The reputation of the Company will give You the opportunity to make deals easier, and the policy of insurance compensation payments of the Company will help You always to be with honor in complicated situations.

  • Progress and development

Since the very first day of cooperation “INGO ARMENIA” supports development of agents, by organizing special trainings in the preliminary stage, and in the stage of sales execution – by showing necessary attitude and assistance. The Agency system of “INGO ARMENIA” will give You the opportunity to become a General agent in a short period and to manage one of the strategic trends of the Company.

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