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Rafik Suvaryan Executive Director

Date of birth- 10 May 1986

In 2008 Rafik Suvaryan graduated from the Banking Department of the Financial University affiliated to the Government of the Russian Federation.

In 2010 Rafik Suvaryan graduated from Fletcher School of Law and Diplomacy at Tufts University, USA. In 2021 he graduated from Oxford University’s SAID Business School and got his  Master’s Degree in Business Administration.

In January 2008 Rafik Suvaryan started his work in RF ”Troika Dialog” Investment Company as a junior specialist of the operational department. Continuing his professional growth, he held the following positions in various financial institutions: FX and MM group specialist, credit specialist, senior risk specialist, head of credit risk department for large clients, head of risk analysis service, chief risk officer, board member. From November 2023, he heads the Ingo Armenia insurance company. He teaches at the American University of Armenia. He is the co-author of the books “Better Money” and “The War with Mr. Risk”.

Ani Amirshadyan Deputy Executive Director for Development

Ani Amirshadyan is a management professional with a strong background in the financial sector. With a Master’s degree in Management from the State University of Economics of Armenia, Ani embarked on her career in 2009 as an Internal Control Specialist at Finca Armenia credit organization. Throughout her career, Ani has excelled in various managerial roles within financial institutions. From 2019 to 2021, Ani held the position of Head of the Social Security Service of the Republic of Armenia, where she spearheaded strategic initiatives. In her most recent role, Ani joined the Central Bank of the Republic of Armenia as the Head of the Process Development and Project Management Department. There, she successfully implemented transformative projects. Since December 2023, Ani Amirshadyan has brought her extensive knowledge and leadership skills to Ingo Armenia Insurance Company as the Deputy Executive Director for Development.

Armen Petrosyan Deputy Executive Director for Security

Date of birth – 11 June 1973.

Armen Petrosyan’s experience in insurance began in 2004 as the chief specialist of the compensation department of “Petap Armenia” CJSC, in 2007, he held the position of Deputy CEO. Prior to the insurance activity, he started his work experience in 1991 as a photographer, and editor, then continued as a senior court expert, head of the legal operations department, etc.
From 2007 – 2010, he managed “Griar-Insurance” CJSC. He joined INGO ARMENIA in 2010 as the Head of the Acquisition Department, then led the Compensation Department as the Deputy CEO, and was a member of the Company’s Board from 2012 to 2017.

Since 2017, Armen holds the position of Deputy CEO on Security and is responsible for the internal and external financial security of the Company.

Armen Petrosyan graduated from the Department of Russian Language and Literature of NKR State University in 1995, besides, he also studied at the Scientific Research Laboratory of Forensic Examinations. He received his Ph.D. from the University of Artsakh.

Since 2009, he has been teaching at the Russian-Armenian University.

The awards given to Armen Petrosyan are: Mother’s Gratitude Medal for patriotic activities and The Medal of Gratitude for devotion and fruitful activities for the motherland.

In 2021, he was awarded the Medal for Service in Battle by the President of Artsakh for his contribution to the successful performance of combat missions, raising combat readiness of the forces as well as courage shown defending state borders during the Second Artsakh War.

From September 16, 2023 to October 31, he served as acting Chief Executive Officer.


Gayane Petrosyan Head of Corporate Sales and Service department

Date of birth- 11 April 1982

In 2003 Gayane Petrosyan graduated from the Department of International Relations of Yerevan State University with a bachelor’s degree. In 2005 she graduated from the Department of International Relations of Yerevan State University with a master’s degree. Since 2012, Gayane Petrosyan started her career in the financial and banking sector. In 2017 she started her career at INGO ARMENIA ICJSC as a Senior corporate clients Engagement  specialist. From September 2023 Gayane Petrosyan heads the department of the Corporate Sales and Service.

Jasmen Minasyan Chief Accountant

Mrs. Jasmen Minasyan was born on 11 September 1965.

She worked as a Chief Accountant in ALFA Insurance Company in 2009, then she held the position of Chief Accountant in Armenia Insurance Company from 2010 till 2013.

Subsequently, Mrs. Minasyan expanded her expertise by taking on the role of Internal Audit Manager within the same company from 2013 to 2014. She was reappointed as Chief Accountant, a role she admirably fulfilled from 2014 to 2023. From 2023 to 2024, she further enhanced her career experience by joining ACBA Leasing, one of Armenia’s premier leasing companies, as their Chief Accountant.

In 2024, Mrs. Minasyan returned to the insurance sector, assuming the vital position of Chief Accountant at INGO ARMENIA, a leading company in the insurance industry. Her academic achievements are equally impressive.

Mrs. Minasyan received her preliminary education at one of the best schools in the republic with a mathematical focus and graduated with excellent grades. She graduated with honors from Yerevan State University in 1987, majoring in Economic Cybernetics and earning a degree in Economic Engineering. Further solidifying her professional credentials, she has been a Chamber of Auditors and Expert Accountants since 2021 and obtained her certification as a Certified expert Accountant in 2022.

Aleksei Ilyuschenko Board chairman

Year of birth – 1973

Professional activity:

  • 2019 present Board chairman, INGO ARMENIA ICJSC
    Since 2018 Head of direct investments, INGOSSTRAKH IOJSC
  • 2016-2018 Head of Strategy and Marketing, Chief of Strategy for development,
  • 2015-2018 Director of Strategy for development, Head of Strategy and Marketing,
    Open join-stock company Bank Severniy Morskoy Put
  • 2004-2014 Deputy Director of the Corporate Client Services Department,

  • 2002-2004 The University of Chicago Booth School of Business. Business
  • 1990-1995 Moscow Commercial Institute. Global economy
Alexander Rumyantsev Board member

Year of birth – 1971

Professional activity:

  • Since 2021 Board chairman, INGO ARMENIA ICJSC
  • Since 2019 Deputy Head of Direct Investments, INGOSSTRAKH IOJSC
  • 2016-2019 Head of the Information and Analytical Department, SMP Bank JSC
  • 2015-2016 Director of the Corporate and Strategy Development Department, MSP Bank OJSC
  • 2008-2015 Head of Strategic Analysis and Financial Modeling Department, PROMSVYAZBANK PJSC

  • 1989-1994 Moscow State University. Applied Mathematics
  • 2000-2003 Higher School of Economics, Finance
Valeria Kardanova Board member

Year of birth – 1989

Professional activity

  • 2019 present Board member, INGO ARMENIA ICJSC
  • Since 2021, Business Partner, Head of Corporate Governance Centre, Corporate governance of the group’s subsidiaries, “INGOSSTRAKH” IJSC
  • Since 2022 General Director, “INVEST REAL ESTATE” LLC,
  • Since 2022 Member of the board of directors, “InVest-Polis” JSC
  • Since 2022 Member of the board of directors “Emergency Insurance Company” JSC
  • Since 2022 Member of the board of directors “INGO-UZBEKISTAN” IC
  • 2021-2022 Member of the board of directors  “Ingosstrakh – Investments” JSC MC
  • 2015-2021 Internal Auditor; Internal audit “Ingosstrakh – Life” LLC IC
  • 2015-2018 Project manager; Internal audit “INGOSSTRAKH” IJSC
  • 2011-2015 Senior Consultant-Auditor; External audit, consulting, evaluation “PricewaterhouseCoopers Audit”



  • 2021 Association of Chartered Certified Accountants (ACCA)
  • 2006-2011 Moscow State Institute of International Relations (University) of the Ministry of Foreign Affairs of the Russian Federation, Commerce
Nelson Zuloyan Board member

Year of birth – 1978

Professional activity:

  • 2020 present Board member, INGO ARMENIA ICJSC
  • 2018 present Director of Strategic Programs & Development, Vardanants Innovative Medicine Centre
  • 2017-2018 Chief of Staff, The Ministry of Health of Armenia
  • 2012-2017 Director, Health Project Implementation Unit
  • 2007-2012 Director of Development and External Relations, PHARM-ADAMA LTD
  • 2006-2007 Legal Advisor and Translator, CADA
  • 2003-2006 Company Representative in Europe, DEFSTER Group of American Companies
  • 2001-2004 Founder and Director, LORI.COM



  • 2000-2001 Sorbonne University, Political Science
  • 1997-2000 Sorbonne University, Law

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